 Welcome to Guru99 AI Report! Together With 👉 Xero👈 | Tuesday's top story Welcome back! Ever wonder why 95% of AI projects flop while others reshape industries? In this issue, we uncover the gap between hype and results — plus the innovations quietly changing how business and science truly evolve. | 📰 The AI Dilemma: Selling Benefits No One Gets 
Brief Buzz: Corporate America is deep in AI hype mode, but results haven’t caught up with the rhetoric. A recent analysis of S&P 500 company filings shows a wide gap between AI optimism in earnings calls and the messy reality behind the scenes. - 374 out of 500 companies mentioned AI in earnings calls this year - often with glowing optimism.
- Yet over half cite cybersecurity risks, and many admit integration failures, with MIT finding that 95% of AI pilots flop.
- Copyright fears loom large - Meta and PepsiCo have both flagged potential legal risks over training data.
- Analysts say many firms are driven more by "FOMO" than strategy, seeing short-term stock bumps from AI buzz alone.
Why Should You Care?
This surge in AI talk without tangible outcomes shows how hype can outpace progress. As companies rush to appear "AI-ready," consumers and investors should look for real innovation over buzzwords - because not every "AI initiative" translates to better products, safer systems, or smarter workplaces. | | 👉 In partnership with Xero 
Xero is a cloud-based accounting software designed to help small businesses manage their finances. While it offers various features such as invoicing, payroll, and bank reconciliation, it has increasingly incorporated artificial intelligence (AI) tools to streamline operations and improve accuracy. Xero's AI-driven invoicing system is also noteworthy. It allows businesses to set up recurring invoices, and using machine learning, the platform can predict when future invoices will be due and even remind clients automatically. AI is also embedded in Xero's reporting and forecasting tools. Xero can analyze your past financial data to provide predictive insights and offer recommendations for future business decisions. - Smart Reconciliation: The machine learning-powered reconciliation tool suggests transaction matches based on past actions, continuously improving its accuracy over time.
- Predictive Reporting and Forecasting: Xero analyzes historical data with machine learning to provide predictive insights and financial forecasts, helping businesses make informed decisions.
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| | 💡 How JPMorgan Is Powering Growth with AI 
Brief Buzz: JPMorgan Chase is doubling down on its tech-driven future, committing up to $10 billion over the next decade to strengthen industries tied to national security and advanced technologies like AI, cybersecurity, and quantum computing (Bloomberg). - The initiative targets critical areas such as defense, energy systems, semiconductors, and supply chains.
- CEO Jamie Dimon emphasized goals like securing medicines, minerals, and energy to support AI-driven demand.
- The bank already spends $2 billion annually on AI, using it in areas like risk management and customer service.
- JPMorgan’s AI assistant, LLM Suite, and deployment of agentic AI tools are reshaping employee workflows.
- Its AI training mandate ensures every new hire is AI-literate (Quartz).
Why Should You Care?
This isn’t just about Wall Street innovation—it’s about how AI is becoming the backbone of national and economic security. As JPMorgan integrates AI deeper into its operations and invests in frontier tech, it signals how financial powerhouses are steering the next wave of AI-driven infrastructure, from smarter grids to safer supply chains. 👉 Get certified and advance your fintech career today | | ⚡️ 5 AI Tools to Supercharge Your Productivity 👉 Intelogos - This workforce analytics and remote-employee monitoring platform explicitly uses AI to generate performance - based suggestions, identify potential burnout, analyse efforts & productivity, and summarise long reports. Visit Intelogos 👉 SBG Funding - Although primarily a small-business lender, SBG Funding publishes guidance on how its clients are using AI and ML tools for growth — and by extension SBG helps finance adoption of such AI-driven tech. Visit SBG Funding 👉 CapFront - This small-business funding marketplace uses “innovative technology” including machine-learning and AI-driven analytics to assess credit risk more quickly and accurately, enabling faster approvals and streamlined underwriting. Visit CapFront 👉 Bambee - leverages AI to provide personalized HR guidance for small to mid-sized businesses. Its AI-driven features include automated compliance tracking, customized HR policy recommendations, and intelligent issue resolution support. The tool learns from user interactions to improve HR solutions over time. Visit Bambee 👉 Campaign Monitor - This email-marketing platform includes an AI-Writer tool that enables users to generate campaign copy, headlines and CTAs with minimal effort; you can prompt it to brainstorm, refine tone of voice, or shorten long text into punchy blurbs. Visit Campaign Monitor | | 🚀 Duke's AI Could Revolutionize How Drugs Work 
Brief Buzz: Researchers at Duke University have unveiled TuNa-AI, a groundbreaking platform merging robotics and machine learning to supercharge how nanoparticles are designed for drug delivery — potentially transforming cancer treatment. - TuNa tested 1,275 nanoparticle formulations using automated lab robots.
- It achieved a 43% improvement in successful nanoparticle creation over traditional methods.
- The system successfully packaged a leukemia drug to dissolve better and destroy more cancer cells.
- TuNa reduced a toxic ingredient by 75% in a cancer treatment without reducing its effectiveness.
- It optimizes both material selection and mixing ratios, unlike earlier AI systems that handled only one factor.
Why Should You Care?
TuNa-AI could revolutionize how we develop and deliver medicine, especially for diseases that have resisted treatment. By letting AI and robots explore thousands of safe drug designs faster than any human team could, this innovation could revive failed drugs, reduce side effects, and speed up the path to lifesaving therapies. | | 💼 Big Tech Bets Big on Quantum 
Brief Buzz: Google is doubling down on the fusion of AI and quantum computing, a trend rapidly reshaping tech’s innovation frontier. Last week, Atlantic Quantum, an MIT spinout, joined the Google Quantum AI unit, signaling fresh momentum in the race for quantum supremacy. - Google's Willow quantum chip reportedly solved a computation in five minutes that would take traditional supercomputers 10 septillion years.
- Microsoft, Amazon, and IBM are ramping up their own quantum efforts—Amazon even invested $36.7 million in IonQ (source).
- Experts like Brian Jackson say AI and quantum computing complement each other: AI can optimize quantum algorithms, while quantum hardware could train AI models faster and with less energy.
- Major hurdle: error correction, which still limits scalability and real-world applications.
Why Should You Care?
This isn't just tech hype - quantum AI could redefine computing speed and energy efficiency. It promises smarter AI systems, greener data centers, and breakthroughs in fields from drug discovery to logistics. While still years away from everyday impact, the groundwork being laid today could power the next generation of intelligent, efficient technology. 👉 Ready to level up? Try FREE Udacity Courses | | 🚀 Google's PASTA Transforms How We See Images! 
Image source: Google
Brief Buzz: Google's new PASTA model is stirring up the creative AI scene by learning your visual taste instead of making you master prompt tricks. It fine-tunes image generation based on what you actually like — and keeps getting better with every click. - Personalized creativity: PASTA studies your style through iterative image choices, learning what "good" looks like to you.
- Human-trained and simulated: Built on 7,000 human sessions and 30,000 simulations, it recognizes diverse artistic preferences.
- Smarter image generation: In tests, users picked PASTA’s results 85% of the time over traditional models.
- Open for all: Google has open-sourced the dataset and tools, encouraging more personalized AI systems.
Why Should You Care?
Most image AIs today make you fight with prompts to get the "right" result. PASTA flips that dynamic — it adapts to you. That means fewer prompt hacks, more intuitive creativity, and a future where AI tools genuinely understand your taste, not just your words. 👉 Upgrade your image lookup | | 🌐 How to generate ad creatives with Nano Banana 
- Go to Gemini, click Tools, and toggle on 🍌Create Images.
- Upload your product image and enter your prompt.
- Sample Prompt: "Generate ad mockups from the attached image for four environments—airport display, shopping mall poster, highway billboard, and tech blog/web banner—while preserving brand consistency and tailoring style to each setting."
- View your product automatically placed into realistic ad spaces with accurate lighting and perspective.
- To transform your static visuals into short video clips with sound, enable Create videos with Veo — your results will appear in seconds.
💡 Pro Tip: Experiment with different prompts emphasizing mood, lighting, or audience type. Small wording tweaks can dramatically change your ad's visual impact and help you discover your most effective creative style. 👉 Find winning ads faster with expert A/B testing tools | | 📸 AI Generator Images: Games 
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