🤖 AI Rules Are Shifting

Welcome to Guru99 AI Report!

Together With 👉 Campaign Monitor 👈

Top Story: AI rules, tools, and models are moving faster than ever - and this week brings some developments that could impact everything from state regulations to your daily workflow. Here's what's unfolding and why it might matter more than you think.

📘 How Trump's AI Law Challenge Could Shape Your State's Rules

Brief Buzz: Federal AI rules are about to get a major shake-up. President Donald Trump confirmed he’ll sign a "one rule" executive order that would override state-level AI laws, aiming to prevent what he calls regulatory chaos that could "destroy AI in its infancy."

• The order would let the Department of Commerce cut funding to states attempting to regulate AI, and create an AI Litigation Task Force led by Attorney General Pam Bondi.
• Trump argues that 50 different state rules would cripple innovation and weaken U.S. competitiveness, especially against China, as stated in his post on Truth Social.
• White House AI and Crypto Czar David Sacks claims this isn't a moratorium but a jurisdiction fix, pushing back against "onerous" state rules in his X post.
• State laws in California, Colorado, and Texas targeting bias, discrimination, and child protections - such as the Responsible AI Act and Colorado's SB24-205 - could become toothless.

Why Should You Care?

This move could shift AI governance from public safeguards to industry self-regulation, affecting how safe, fair, and transparent future AI tools are. Whether you're a consumer or a business, this decision could shape how AI impacts your daily life for years to come.

👉 Learn fintech essentials for success

👉 In partnership with Campaign Monitor

Campaign Monitor is a cloud-based email marketing platform designed to help businesses create, send, and optimize professional email campaigns. It offers intuitive drag-and-drop design tools, audience segmentation, and detailed analytics to help marketers build stronger connections with their subscribers.

Campaign Monitor's AI-driven capabilities have further enhanced its effectiveness in modern marketing. Through the use of artificial intelligence and machine learning, the platform helps businesses send more personalized and timely messages, improving engagement and conversion rates.

AI is deeply integrated into Campaign Monitor’s automation, optimization, and reporting systems, allowing marketers to make smarter, data-backed decisions about their email strategies.

• Smart Email Automation: Uses AI to send emails at optimal times with personalized content for higher engagement.
• AI-Enhanced Reporting and Insights: Uses AI to analyze performance, identify trends, and recommend improvements for optimized marketing results.

🧠 Why Great AI Results Start with Picking the Right Model

Brief Buzz: AI models aren't just getting smarter — they’re becoming highly specialized, making it crucial to pick the right tool for the job. With different training phases shaping unique strengths, no single model dominates every task.

• Gemini Pro 3, Grok 4.1 Thinking, and Claude Sonnet 4.5 stand out as top writing models, according to the LM Arena leaderboard:LM Arena.
• Claude Opus 4.5 leads coding performance with the highest SWE-bench Verified score, highlighted in the Anthropic announcement:Claude Opus 4.5.
• Nano Banana Pro, powered by Gemini, ranks as the strongest image generator per the text-to-image leaderboard:Text-to-Image Leaderboard.
• Runway Gen-4.5 now leads text-to-video quality, as detailed in Runway's research update:Runway Gen-4.5.
• OpenAI is reportedly preparing a new reasoning-focused model, discussed in this community thread:OpenAI Reasoning Model.

Why Should You Care?

Choosing the right AI for each task can massively improve your work — whether writing, coding, or generating visuals. As models evolve weekly, understanding their strengths helps you build your own AI superteam and stay ahead.

⚡️ 5 AI Tools to Supercharge Your Productivity

👉 Xero - AI-powered features streamline financial management by automating tasks like invoice processing and bank reconciliation. Its predictive analytics provide actionable insights, helping businesses forecast cash flow and make data-driven decisions effortlessly.

👉 Paycor - AI features include an intelligent assistant for instant HR answers, AI-driven candidate sourcing that prioritizes top talent, and predictive analytics that forecast turnover and highlight workforce trends, enabling faster decisions, reduced bias, and more efficient HR operations.

👉 ActivTrak - AI-powered workforce-analytics engine auto-classifies every app & website activity to reveal focus vs distraction trends and productivity baselines. Predictive coaching dashboards surface "nudges" for managers, using ML to flag at-risk teams and recommend schedule or workload tweaks.

👉 Human Interest - The platform uses AI-driven compliance intelligence to continuously monitor regulatory requirements, automatically flag anomalies, and reduce the administrative burden associated with plan oversight.

👉 Teramind - delivers a comprehensive suite for insider threat prevention and employee monitoring. It enhances security through behavior analytics and data loss prevention, ensuring compliance and optimizing business processes.

📊 OpenAI Highlights Growing Enterprise Success in New Report

Brief Buzz: OpenAI's first State of Enterprise AI report, based on insights from 1M+ workplace accounts and a survey of 100 enterprises, highlights how dramatically AI is reshaping productivity and daily workflows.

• 75% of workers say AI improves their speed or quality, and another 75% can now perform tasks they couldn't before — all detailed in the State of Enterprise AI 2025 report.
• The top 5% of users send 6× more messages than the median, while top coders show a 17× activity gap.
• ChatGPT business users save 40–60 minutes per day, with power users gaining 10+ hours weekly, according to the same report.
• AI is emerging as a cross-functional productivity driver, supporting non-technical and technical teams alike.

Why Should You Care?

AI is becoming a workplace superpower, helping people get more done in less time and enabling tasks that were previously out of reach. As organizations adopt AI faster, workers who leverage these tools will have a clear edge in productivity and opportunities.

👉 Enhance business payments through crypto

💻 3 Tutorials to Level Up Your Skills

Anthropic reveals how to prompt Claude Code 10x better: In this tutorial, devs can learn specific strategies to prompt Claude 4.5 models and Claude Code. It also explains how to use clear directives instead of aggressive commands, constrain requests to prevent over-engineering, and contextualize rules.

Best practices for writing CLAUDE.md files: In this tutorial, devs learn how to get better results from Claude Code by keeping instruction files under 300 lines and using "progressive disclosure," storing task-specific details in separate markdown files that Claude reads only when needed.

Building coding agents with tool execution: In this course, you'll build agents that write and execute code to accomplish tasks, going far beyond predefined function calls. Instead of limiting your agent to a fixed set of tools, you'll let it access Python's entire ecosystem, and write multi-step code sequences.

🤔 AI Giants Are Rethinking Ads - But Why Now?

Brief Buzz: AI giants are scrambling for ways to monetize their chatbots, and digital ads appear to be the next frontier - even as companies publicly deny it. Reports suggest Google and OpenAI have both faced scrutiny over potential ad experiments inside conversational AI.

• AdWeek reported Google plans to run ads in its Gemini chatbot by 2026 (AdWeek).
• Google’s VP of Global Ads denied this, claiming in a post on X there are no such plans (post on X).
• OpenAI faced criticism after screenshots circulating on X appeared to show promotional materials inside ChatGPT replies (circulating on X).
• OpenAI disabled promotional messages, acknowledging the issue (disabled promotional messages), while Nick Turley insisted in an X post that no ad tests are running (X post).

Why Should You Care?

If ads eventually creep into AI assistants, it could reshape how neutral or trustworthy chatbot recommendations feel. These tools guide decisions every day - and even subtle advertising could influence what users see, buy, or believe.

👉 Reporting tools for smarter decisions

🧩 How to Use Claude to Keep Your Business Finances Organized

In this tutorial, you'll learn how to transform disorganized business finance documents into a clean, visually compelling dashboard using Claude—turning chaotic spreadsheets into professionally structured financial insights without hiring an accountant.

Step-by-step:

1. Go to Claude, sign in (a paid plan is recommended for additional iterations and tools), select Sonnet 4.5, and enable extended thinking and web search in Settings.
2. Upload your financial documents (revenue statements, invoices, expenses, inventory), then prompt Claude with your objectives. Clearly specify your goal, file types, organization structure, and desired aesthetic.
3. Review the generated dashboard, which includes metrics such as total revenue, expenses, net profit, along with pie charts and bar graphs. Ask for adjustments using natural language.
4. Add enrichments such as: "Add a column showing how many days since each invoice to see which pending payments are getting old," then click Publish and share the artifact link with stakeholders.

💡 Pro Tip: When refining dashboards, try iterating with small, focused prompts - this helps Claude adjust layout, clarity, and insight density without disrupting your overall structure.

👉 Virtual cards enhance your payment security

📸 AI Generator Images: Games